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"Owning your own home is America's unique recipe for avoiding revolution and promoting pseudo-equality at the same time. To keep citizens puttering in their yards instead of sputtering on the barricades, the government has gladly deprived itself of billions in tax revenues by letting home ''owners'' deduct mortgage interest payments." Florence King
TIPS:
Move to a less expensive area
Work remotely while keeping your job
Find a housemate or rent your rooms
Move to a smaller home
Explore cohousing: share with other people in an intentional community
Rent unused space
Become a full time RV'er
Become a digital nomad
Helpful Social Security Resources for People Experiencing Homelessness
How To Cancel & Get Rid of PMI Earlier
How To Protect Your Home From Being Stolen By Squatters
Map | National Risk Index: The National Risk Index is a dataset and online tool to help illustrate the United States communities most at risk for 18 natural hazards. It was designed and built by FEMA in close collaboration with various stakeholders and partners in academia; local, state and federal government; and private industry.
Humble Dollar guide to Houses:
Housing Counseling Assistance Program
Housing Counseling Assistance Program
HUD’s Housing Counseling Assistance Program provides free or low-cost counseling services to individuals and families seeking guidance on a variety of housing-related matters. These services are delivered by HUD-approved housing counseling agencies located throughout the country. Counseling sessions cover a wide range of helpful topics, including buying a home, rental assistance, foreclosure avoidance, and more.
Find a HUD approved housing counselor: Looking for advice on buying a home, renting, credit issues or reverse mortgages? The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies to provide free or low cost advice. Locate a HUD approved housing counselor in your area. Get the answers you need to make informed housing decisions like bringing your mortgage current, homeless services, buying a home, home improvement and repair services
5 Ways To Save on Your Mortgage
The Housing Choice Voucher Program, also known as Section 8, assists low-income households with obtaining safe and affordable housing. Participants have the freedom to choose housing that meets their needs, giving them the flexibility to select homes in various locations.
Here is a video tax tip from the IRS: Renting Your Vacation Home English
6 Ways Home Automation Systems Save You Money
How To Squeeze Every Last Drop From Household iProducts
Housing Counseling Services: f you’re behind on your mortgage and worried about losing your home, contact a housing counselor. These counselors from the U.S. Department of Housing and Urban Development (HUD) can offer advice and connect you to helpful resources.
Housing Help: Get information about rental, home buying, and home repair assistance programs. Learn how to find emergency housing and avoid foreclosure and eviction.
Find a housing counselor Housing counselors throughout the country can provide advice on buying a home, renting, defaults, forbearances, foreclosures, and credit issues.
How one couple has lived for 29 years on an island they built themselves
The True Cost of Owning a Home
When Should You Pay Off Your Mortgage Early?
One Florida community built to weather hurricanes endured Ian with barely a scratch
What’s a zombie second mortgage?
CFPB issues guidance to protect homeowners from illegal collection tactics on zombie mortgages
Is Multi-Generational Housing Right for You and Your Budget?
18 Affordable Anti-Theft Tips to Keep Burglars Out of Your Home
Financial Benefits of Living in a Mobile or Manufactured Home
Reduce Living Expenses With Non-Traditional Housing
How to revitalize a neighborhood — without gentrification (TED TALK)
How to Start Your Life in a New Country
Explore Housing Help with Benefits.gov
How Making 1 Extra Mortgage Payment a Year Affects Debt
Create an Outdoor Kitchen without Overcooking Your Budget.
When and How to Downsize Successfully
Managing Your Mortgage to Build Wealth
Incredible Homes Made From Shipping Containers
13 Tax Breaks for Homeowners and Home Buyers
How to Reduce the Interest You Pay on a Mortgage
10 Ways Homeowners Waste Money — And How Not To
Creative Ways to Live Rent Free
Are Floating Neighborhoods a Solution for Rising Sea Levels?
Reduce Living Expenses with Non-Traditional Housing
Mortgage and Housing AssistanceHow Can I Apply to the Housing Choice Voucher Program (Section 8)
7 Frugal Homemade Cleanser Recipes
Top 3 Reasons Homeowners Don't Refinance (And How To Overcome Them)
How much it costs to live in every state for 30 years, ranked
Clark Howard's Special Rule for Refinancing Your Mortgage
This Tiny House Community Feels Like Living In A Small Village
HUD (he U.S. Department of Housing and Urban Development) is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way the Department does business.
How Does Home Ownership Fit Into An Investment Portfolio and Financial Plan? - Can I Retire Yet?
Reuse building materials by going to Habitat for Humanities Restores: Home improvement stores and donation centers selling new and gently used furniture, appliances, home goods, building materials and more:
HERS Index HERS rated energy efficient homes are the key to green living, providing better home comfort, lower running costs and higher resale values
Find housing resources targeted to certain audience groups
12 Energy Saving Tips for Your Apartment
6 Best Apartment Websites for Rent or Purchase
5 Alternative Housing Options You Can Afford
What Is House Hacking? ChooseFI
House Hacking: 10 Real Estate Strategies to Live for Free
The Truth About Van Dwelling: Answers To Common Van Life Questions
Is Multi-Generational Housing Right for You and Your Budget?
QUOTES:
Declutter With a Junk Swap: I'm a part of a weekly Young Moms' Bible Study. Every now and then, we have a "Junk Swap." We get together and bring everything we usually put in a yard sale or donate to charity. We set our things out on tables and then look through each other's junk. We take things we think we could use, and then after we're done, we take all the things left and give them to Goodwill or some other charity. Since we are mostly mothers of young children, there are always lots of children's clothes that others can use, as well as kitchen things, household objects, linens, toys and books. And Goodwill gets a big donation that they might otherwise not have gotten. I may never have an occasion to "de-junk" if I didn't have the deadline for the "junk swap" event. It's always fun to see what other people bring, and it's free! It feels so good to be rid of "junk" cluttering up my house that could be useful to someone else. This idea could apply to any group (church, neighborhood, playgroup, etc.) as long as the group is not too big and as long as you have someone with a big van or truck who can take the "leftovers" to Goodwill when you're done. Betsy from Dollar Stretcher Tips
PODCAST:
Listen to 655 - Mortgage Refinance? 5 Ways to Know If It’s a Good Idea from Money Girl's Quick and Dirty Tips for a Richer Life on Apple Podcasts. https://podcasts.apple.com/us/podcast/money-girls-quick-and-dirty-tips-for-a-richer-life/id209859739?i=1000493872544
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