If you're a car salesman, and someone says "This is a terrible car, I'm not buying it," it doesn't mean they hate you. They just don't like your product. I think that's a mistake a lot of people in show business make.. they're so tied to their act they take everything personally. -Jay Leno
To assess the value of a car that is totaled get a second opinion from an independent mechanic and visit www.edmunds.com for true market value before you negotiate its value.
Check also the Kelley Blue Book at www.kbb.com and the National Automobile Dealers Association www.nadaguides.com for new and used car pricing and information guide
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Ask the bank to facilitate the transfer of money for you via a wire transfer.
Meet at your bank or have the money bank wire to you.
Sign title over at your bank
Do a 2 part bill of sale with specifics like date, VIN#, vehicle description, your name as the seller with address, his/her name as the buyer with address
sign 2 copies at bank and you keep one copy