Financial Classes

Personal finance is the management of money and other financial resources for personal or household purposes. It involves budgeting, saving, investing, borrowing, and planning for the future. Learning personal finance can help you achieve your financial goals and improve your financial well-being. Here are some personal finance classes available for free online according to different sources

• - **Finance for Everyone: Smart Tools for Decision-Making**. This course is offered by the University of Michigan on edX.org. It covers finance fundamentals and strategies for making good financial decisions. You will learn about interest rates, time value of money, risk and return, diversification, and valuation. You can audit the course for free or pay a fee to get a verified certificate.

• - **McGill Personal Finance Essentials**. This course is offered by McGill University on edX.org. It covers the basics of personal finance, such as budgeting, debt management, investing, retirement planning, insurance, and taxes. You will learn how to create a financial plan and make informed choices about your money. You can audit the course for free or pay a fee to get a verified certificate.

• - **Brigham Young University's personal finance courses**. These courses are offered by Brigham Young University on its website. They cover beginner-, intermediate-, and advanced-level topics in personal finance, such as income and careers, spending and debt, saving and investing, retirement and estate planning, and family and society. You will watch videos and complete assignments to test your knowledge. You can access the courses for free without registration.

• - **Personal Finance 101**. This course is offered by Udemy.com. It covers the basics of personal finance, such as setting financial goals, creating a budget, managing debt, building credit, saving money, and investing for beginners. You will learn practical tips and tools to improve your financial situation. You can enroll in the course for free without registration.

• - **Planning for a Secure Retirement**. This course is offered by Purdue University on its website. It covers the essentials of retirement planning, such as estimating retirement income and expenses, choosing retirement accounts and investments, managing taxes and inflation, and protecting your assets and income. You will learn how to create a retirement plan that suits your needs and preferences. You can access the course for free without registration.

• - **Behavioral Finance**. This course is offered by Duke University on Coursera.org. It covers the psychological aspects of personal finance, such as how emotions, biases, and heuristics affect financial decisions and outcomes. You will learn how to overcome common pitfalls and errors in financial behavior and how to apply behavioral insights to improve your financial well-being. You can audit the course for free or pay a fee to get a certificate.

• - **Financial Planning for Young Adults**. This course is offered by the University of Illinois at Urbana-Champaign on Coursera.org. It covers the key components of personal financial planning, such as goal setting, budgeting, saving, investing, borrowing, insurance, taxes, and estate planning. You will learn how to develop a comprehensive financial plan that aligns with your life stage and goals. You can audit the course for free or pay a fee to get a certificate.

• - **Introduction to Managing Your Personal Finance Debts**. This course is offered by Alison.com. It covers the basics of debt management, such as understanding different types of debt, calculating debt-to-income ratio, choosing debt repayment strategies, negotiating with creditors, and avoiding debt traps. You will learn how to reduce your debt burden and improve your credit score. You can enroll in the course for free or pay a fee to get a certificate or diploma.

• - **Money Skills**. This course is offered by Marginal Revolution University on its website. It covers the essential skills and concepts of personal finance, such as compound interest, opportunity cost, trade-offs, budgeting, saving, investing,

inflation, risk management, insurance, and retirement planning. You will learn how to apply economic thinking to make smart financial decisions. You can access the course for free without registration

• - **Khan Academy's personal finance classes**. These classes are offered by Khan Academy on its website. They cover various topics in personal finance such as income and careers, spending and saving, credit and debt, investing and retirement, taxes and insurance, home buying and car buying, college planning and student loans. You will watch videos and complete quizzes and exercises to test your knowledge. You can access the classes for free without registration

• - **Planning for Risk, Retirement and Investment**. This course is offered by the University of Michigan on Coursera.org. It covers the advanced topics of personal finance, such as risk management, retirement planning, and investment analysis. You will learn how to assess your risk tolerance, choose appropriate insurance products, optimize your retirement income, and evaluate different investment options. You can audit the course for free or pay a fee to get a certificate.

• - **Work Smarter, Not Harder: Time Management for Personal & Professional Productivity**. This course is offered by the University of California, Irvine on Coursera.org. It covers the principles and techniques of effective time management, such as setting goals and priorities, planning and scheduling, delegating and outsourcing, avoiding procrastination and distractions, and balancing work and life. You will learn how to manage your time more efficiently and productively in both personal and professional settings. You can audit the course for free or pay a fee to get a certificate.

How to remember what you learn 

10 Best Personal Finance Courses [Free and Paid] in 2020 

Smart About Money (SAM) : Smart About Money is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals. 

The Economic Empowerment Trust Fund and the Office of Economic Empowerment educate and provide resources and opportunities for people of all ages to empower themselves to make informed financial decisions throughout their lives. For more information, please visit the Office of Economic Empowerment's website.