Identity theft
"The police can't protect consumers. People need to be more aware and educated about identity theft. You need to be a little bit wiser, a little bit smarter and there's nothing wrong with being skeptical. We live in a time when if you make it easy for someone to steal from you, someone will." -Frank Abagnale
Tip:
photocopy everything you carry in your wallet and keep double copies in different safe places. If your wallet is stolen or lost you will know were to call to replace all your cards and will have a copy of any ID's you need to replace.
Place a security freeze
Use a password manager
When surfing the net for information use a fake phone or email
set up 2-factor authentication
IdentityTheft.gov can help you report and recover from identity theft. HERE'S HOW IT WORKS: Tell us what happened. We'll ask some questions about your situation. Tell us as much as you can. Get a recovery plan. We'll use that info to create a personal recovery plan. Put your plan into action.
Identity theft resource center: The ITRC is a non-profit organization established to minimize risk and mitigate the impact of identity compromise.
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A Quote to Think About
You have two primary choices in life: to accept conditions as they exist, or accept the responsibility for changing them.
- Denis Waitley
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identity theft resource center s a nonprofit national organization for identity theft. Provides consumer & victim support, public education, and advice on what steps to take when you have been a victim of ID theft.
HaveIBeenPwned.com is a free resource that lets anyone quickly assess if they may have been put at risk due to an online account having been compromised or "pwned" in a data breach.
To protect yourself from identity theft just freeze your credit file. When you freeze your file nobody (not even you) can use it to open a new account. You can lift the freeze temporarily if you want to apply for a mortgage, car loan or new credit card. To freeze your file you will have to notify all three credit bureaus (Experian, Equifax and TransUnion). The procedures are different in each state, so find your state at www.consumerunion.org/securityfreeze.html and follow the steps outlined. Or follow an easy guide provided by How to Freeze Your Credit With Equifax, Experian and TransUnion ...
With a security freeze, lenders and businesses cannot get access to your credit files or scores without your authorization. This means they aren't likely to issue new credit. That in turn greatly reduces the chance that a thief will be able to get credit in your name and damage your credit profile. For details on security freeze laws, use Consumers Union's Guide to Security Freeze Protection at
http://defendyourdollars.org/?s=security+freeze+protection. When applying for a security freeze, you get a PIN (personal identification number) or password, which you will need to use to lift the freeze from your file. The security freeze will remain in place until you request that it be permanently removed or temporarily lifted for a specific time or for a particular creditor or company (for example, an employer or landlord wanting to check your credit history).
Dashlane.com or LastPass.com, are free password managers that allow you to use all kinds of combinations so you can improve your odds of locking out a criminal.
Protect your child from identity theft. Children are 35 times more likely to be subject to identity theft than adults.
https://play.google.com/store/apps/details?id=com.adhoclabs.burner&hl=en
Create a disposable phone number for dating, salespeople, deliveries, shopping online or selling items on Craigslist. You can use it as a longterm second phone number for your business or side projects. Integrations with Dropbox, Google Drive, and Slack allow you to archive messages and voicemails, and communicate with your team. You can use it when you dont want to use your own phone # to avoid databases tracking you using your own phone number. You can also use the app for a continous stream of phone numbers called the burner app.
The Fake Mail Generator is an absolutely free disposable email system. By simply visiting this site the above address has already been activated. Use it instead of your regular email address to avoid spam. When an email is received it will pop up instantly on this page. The Fake Mail Generator offers several generic domain names—and even
Invalid or Impossible Social Security Numbers
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Learn How You Can Recover from Identity Theft
Identity theft occurs when someone uses your personal data or Social Security number to fraudulently open a credit card, make unauthorized purchases, or get a tax refund. There are many warning signs including errors on your credit report, receiving a bill for something you didn’t buy, or getting a notice from the IRS.If you believe your identity has been stolen, follow these steps from the experts at the Federal Trade Commission you can take to recover and protect your finances: What to do if you are a victim of Identity Theft